Pillar briefing · Banking & Accounts
Banking & Accounts
NRE, NRO, and FCNR accounts, repatriation routes and limits, and keeping money movable across borders.
※ Applies in every corridor
- 01
All Corridors · Banking & Accounts
Can an NRI Continue a PPF Account? Yes — Until Maturity, and No Further
An NRI can keep a resident-opened PPF account to its 15-year maturity — contribute via NRO, no extensions. Tax treatment abroad and exit rules explained.
Reviewed Aug 2026T3 · CA-reviewed - 02
All Corridors · Banking & Accounts
NRO to NRE Transfer: The Step-by-Step Process That Actually Works
The NRO to NRE transfer, step by step: source documents, the CA certificate on Form 15CB (now 146), filing 15CA online, and handling banks that say no.
Reviewed Aug 2026T2 · Spot-checked - 03
All Corridors · Banking & Accounts
Is Money You Send to Your Parents in India Taxed? No — and the Fine Print Is Worth Knowing
Money you send your parents in India is not taxed — at any amount. Section 56(2)(x), the no-clubbing advantage over spousal gifts, and the records to keep.
Reviewed Aug 2026T3 · CA-reviewed - 04
All Corridors · Banking & Accounts
When Should You Send Money to India? A Framework, Not a Prediction
Stop guessing the rupee. A decision framework for NRI remittances: cost averaging, when lump-sum timing matters, FCNR hedging, and the real fee stack.
Reviewed Jul 2026T2 · Spot-checked - 05
All Corridors · Banking & Accounts
How to Repatriate Money from India: Ceilings, Certificates, and the Order of Operations
NRE money leaves freely; NRO is capped at USD 1 million a year. The 15CA/15CB process (now Forms 145/146), property rules, and what banks ask for.
Reviewed Jul 2026T2 · Spot-checked - 06
All Corridors · Banking & Accounts
NRE vs NRO vs FCNR: The Complete Guide to NRI Bank Accounts
The NRE, NRO, and FCNR differences that matter: taxability, repatriation limits, currency risk, and which combination fits your situation.
Reviewed Jul 2026T1 · Editorial
Gulf
- 01
Gulf · Banking & Accounts
NRI Banking in the UAE: Setting Up the Right Accounts on Both Sides
A Gulf NRI needs two setups: a WPS salary account in the UAE and NRE/NRO accounts in India. How to open both, connect them, and exit cleanly.
Reviewed Jul 2026T2 · Spot-checked - 02
Gulf · Banking & Accounts
Repatriating UAE Income to India: Routes, Limits, and the Tax Traps in Between
Moving dirhams to India is easy; doing it without a tax problem is not. NRE routing, remittance costs, FEMA rules, and residency traps for Gulf NRIs.
Reviewed Jul 2026T2 · Spot-checked
Singapore
- 01
Singapore · Banking & Accounts
NRI Banking from Singapore: The Right Accounts on Both Sides
Setting up NRI banking from Singapore: a DBS, OCBC, or UOB account on one side, NRE and NRO on the other — and FCNR(B) deposits held directly in SGD.
Reviewed Aug 2026T2 · Spot-checked - 02
Singapore · Banking & Accounts
Sending Money from Singapore to India: Rails, Costs, and the Records That Matter
SGD to INR without the hidden margin: DBS Remit, Wise, and Instarem compared, the NRE vs NRO decision, tax rules, and the paper trail worth keeping.
Reviewed Aug 2026T3 · CA-reviewed