Pillar briefing · Return to India
Return to India
RNOR status, unwinding foreign accounts, and moving assets — and yourself — back without a tax mess.
※ Applies in every corridor
- 01
All Corridors · Return to India
The e-OCI Card: What India's 2026 OCI Overhaul Means for You
India's 2026 OCI overhaul explained: the digital e-OCI card, new USD 25 and USD 100 fees, the passport-renewal rule, and the mandatory e-arrival card.
Reviewed Jul 2026T2 · Spot-checked - 02
All Corridors · Return to India
Converting Your NRI Accounts Back: The Return-to-India Banking Checklist
NRE, NRO, and FCNR(B) when you move back to India: re-designation rules, the NRE interest tax trap, demat conversion, and the right sequence.
Reviewed Jul 2026T2 · Spot-checked - 03
All Corridors · Return to India
Health Insurance in India After Years Abroad: The Returning NRI's Guide
Your US or UK cover ends at the border. Waiting periods, the 3-year PED cap, senior-parent policies, and why returning NRIs should buy two years early.
Reviewed Jul 2026T1 · Editorial - 04
All Corridors · Return to India
How India Taxes Your Foreign Retirement Accounts When You Return: The 89A Election, the RNOR Window, and the Treaty Map
Once you're ROR, India can tax 401(k), UK pension and RRSP growth yearly. Section 89A relief, Form 10-EE, the RNOR window and treaty articles, explained.
Reviewed Jul 2026T2 · Spot-checked - 05
All Corridors · Return to India
OCI vs PIO: What Your Card Actually Changes When You Move Back to India
PIO is gone, OCI is a lifelong visa — not citizenship. What the card changes for property, bank accounts, and taxes when you move back to India.
Reviewed Jul 2026T1 · Editorial - 06
All Corridors · Return to India
Bringing Your Foreign Assets Home: What Returning NRIs Keep, Convert, and Declare
Under FEMA 6(4) returning NRIs keep foreign assets. RFC accounts, the RNOR window, customs cash and gold limits, and Schedule FA disclosure, verified.
Reviewed Jul 2026T2 · Spot-checked - 07
All Corridors · Return to India
Schools in India for Kids Who Grew Up Abroad: A Returning Family's Guide
CBSE, ICSE, IB or Cambridge? Board choice, language rules, honest fee ranges, and the JEE/NEET question for NRI families moving kids to India.
Reviewed Jul 2026T1 · Editorial