Corridor briefing · India ⇄ Canada
The Canada corridor
TFSA and RRSP alongside Indian assets, T1135 reporting, and the CRA's foreign income rules.
Tax & Compliance
Investing
※ Applies in every corridor
All Corridors · Return to India
The e-OCI Card: What India's 2026 OCI Overhaul Means for You
India's 2026 OCI overhaul explained: the digital e-OCI card, new USD 25 and USD 100 fees, the passport-renewal rule, and the mandatory e-arrival card.
Reviewed Jul 2026T2 · Spot-checkedAll Corridors · Banking & Accounts
When Should You Send Money to India? A Framework, Not a Prediction
Stop guessing the rupee. A decision framework for NRI remittances: cost averaging, when lump-sum timing matters, FCNR hedging, and the real fee stack.
Reviewed Jul 2026T2 · Spot-checkedAll Corridors · Return to India
Converting Your NRI Accounts Back: The Return-to-India Banking Checklist
NRE, NRO, and FCNR(B) when you move back to India: re-designation rules, the NRE interest tax trap, demat conversion, and the right sequence.
Reviewed Jul 2026T2 · Spot-checkedAll Corridors · Return to India
Health Insurance in India After Years Abroad: The Returning NRI's Guide
Your US or UK cover ends at the border. Waiting periods, the 3-year PED cap, senior-parent policies, and why returning NRIs should buy two years early.
Reviewed Jul 2026T1 · EditorialAll Corridors · Return to India
How India Taxes Your Foreign Retirement Accounts When You Return: The 89A Election, the RNOR Window, and the Treaty Map
Once you're ROR, India can tax 401(k), UK pension and RRSP growth yearly. Section 89A relief, Form 10-EE, the RNOR window and treaty articles, explained.
Reviewed Jul 2026T2 · Spot-checkedAll Corridors · Return to India
OCI vs PIO: What Your Card Actually Changes When You Move Back to India
PIO is gone, OCI is a lifelong visa — not citizenship. What the card changes for property, bank accounts, and taxes when you move back to India.
Reviewed Jul 2026T1 · EditorialAll Corridors · Return to India
Bringing Your Foreign Assets Home: What Returning NRIs Keep, Convert, and Declare
Under FEMA 6(4) returning NRIs keep foreign assets. RFC accounts, the RNOR window, customs cash and gold limits, and Schedule FA disclosure, verified.
Reviewed Jul 2026T2 · Spot-checkedAll Corridors · Return to India
Schools in India for Kids Who Grew Up Abroad: A Returning Family's Guide
CBSE, ICSE, IB or Cambridge? Board choice, language rules, honest fee ranges, and the JEE/NEET question for NRI families moving kids to India.
Reviewed Jul 2026T1 · EditorialAll Corridors · Banking & Accounts
How to Repatriate Money from India: Ceilings, Certificates, and the Order of Operations
NRE money leaves freely; NRO is capped at USD 1 million a year. The 15CA/15CB process (now Forms 145/146), property rules, and what banks ask for.
Reviewed Jul 2026T2 · Spot-checkedAll Corridors · Tax & Compliance
NRI, RNOR, or Resident: The Day Counts That Decide What India Can Tax
NR, RNOR, or ROR decides whether India taxes your foreign income. The 182-day and 120-day rules, RNOR tests, deemed residency, and worked examples.
Reviewed Jul 2026T2 · Spot-checkedAll Corridors · Tax & Compliance
FEMA Rules for NRIs: What the Law Requires, Allows, and Forbids
What NRIs can and can't do under FEMA: residency rules, account obligations, property limits, penalties up to 3x, and how RBI compounding works.
Reviewed Jul 2026T1 · EditorialAll Corridors · Tax & Compliance
How DTAA Works for NRIs: Two Tax Nets, Two Relief Methods, and the Paperwork That Unlocks Them
Same income, two tax nets. How DTAA relief works for NRIs: treaty rates, TRC and Form 10F, tie-breaker rules, and foreign tax credits on both sides.
Reviewed Jul 2026T2 · Spot-checkedAll Corridors · Banking & Accounts
NRE vs NRO vs FCNR: The Complete Guide to NRI Bank Accounts
The NRE, NRO, and FCNR differences that matter: taxability, repatriation limits, currency risk, and which combination fits your situation.
Reviewed Jul 2026T1 · Editorial